News

Get information about the latest product updates, news and announcements


Product Change

On Wednesday 11 December 2019 we will re-launch our Mainstream and Buy to Let mortgage ranges for both New Business and Product Switching.

Fixed rate end dates remain at end February. New product codes will be issued for all products.

New Business

Mainstream

- Selected fixed rates at 80% to 95% LTV reduced by up to 0.10%

Buy to Let

- All BTL fixed rates reduced by 0.05%

Help to Buy

- 5 year fixed rates reduced by up to 0.10%

Product Switch

Mainstream

- Selected fixed rates at 80% to 90% LTV reduced by up to 0.10%

- 3 year fixed rates at 60% LTV increased by up to 0.10%

Buy to Let

- All BTL fixed rates reduced by 0.05%

Product Change

On Monday 18 November 2019 we will re-launch our Mainstream and Buy to Let mortgage ranges for both New Business and Product Switching.

Fixed rate end dates extended to end February. New product codes will be issued for all products.

New Business

Mainstream

- Selected 2 year fixed rates up to 75% LTV increased by up to 0.10%

- 5 year fixed rate with £999 product fee at 60% LTV increased by 0.05%

- Selected 3 and 5 year fixed rates up to 90% LTV reduced by up to 0.10%

- 95% LTV rates reduced by up to 0.20%

Buy to Let

- All fixed rates reduced by 0.05%

Help to Buy

- No change

Product Switch

Mainstream

- Selected 2 year fixed rates up to 75% LTV increased by up to 0.10%

- 5 year fixed rates with a product fee at 60% LTV increased by 0.05%

- Selected 3 and 5 year fixed rates up to 90% LTV reduced by up to 0.10%

Buy to Let

- All fixed rates reduced by 0.05%

Product Change

On Monday 28 October 2019 we will re-launch our Mainstream and Buy to Let mortgage ranges for both New Business and Product Switching.

Fixed rate end dates remain at end January. New product codes will be issued for all products to support the policy change.

New Business

Mainstream

- No change

Buy to Let

- No change

Help to Buy

- No change

Product Switch

Mainstream

- No change

Buy to Let

- No change

Product Change

On Monday 14 October 2019 we will re-launch our Mainstream and Buy to Let mortgage ranges for both New Business and Product Switching.

Fixed rate end dates remain at end January. New product codes will be issued for all products.

New Business

Mainstream

- Rate reductions of up to 0.10% on all fee-paying fixed rate products at 60-85% LTV

Buy to Let

- No change

Help to Buy

- No change

Product Switch

Mainstream

- Rate reductions of up to 0.10% on all fee-paying fixed rate products at 60-85% LTV

Buy to Let

- No change

Product Change

On Tuesday 24 September 2019 we will re-launch our Mainstream and Buy to Let mortgage ranges for both New Business and Product Switching.

Fixed rate end dates extended to end January. New product codes will be issued for all products.

New Business

Mainstream

- 2 and 5 year fixed rate 95% LTV reintroduced with 0.15% increase

- 3 year fixed rate 95% LTV increased by 0.10%

Buy To Let

- No change

Help to Buy

- No change

Product Switch

Mainstream

- No change

Buy to Let

- No change

Product change

On Friday 13 September 2019 we will be updating our Platform Mainstream products. Fixed rate end dates unchanged. Product codes unchanged.

New Business

Mainstream

- 5 year fixed rate 95% LTV temporarily withdrawn

Buy to Let

- No change

Help to Buy

No change

Product Switch

 Mainstream

No change

Buy to Let

No change

Product change

On Thursday 05 September 2019 we will be updating our Platform Mainstream products.

New Business

Mainstream

- 2 year fixed rate 95% LTV temporarily withdrawn

Buy to Let

- No change

Help to Buy

No change

Product Switch

 Mainstream

No change

Buy to Let

No change

Product change

On Friday 30 August 2019 we will re-launch our Mainstream and Buy to Let mortgage ranges for both New Business and Product Switching.

Fixed rate end dates unchanged. New product codes will be issued for all products.

New Business

Mainstream

- All 2 year fixed rates up to 75% LTV reduced by 0.05%
- Selected 3 year fixed rates reduced by up to 0.12%
- Selected 5 year fixed rates reduced by up to 0.12%

Buy to Let

- All BTL rates reduced by 0.05%

Help to Buy

- All rates reduced by 0.05%

Product Switch

 Mainstream

- All 2 year fixed rates up to 75% LTV reduced by 0.05%
- Selected 3 year fixed rates reduced by up to 0.12%
- Selected 5 year fixed rates reduced by up to 0.12%

Buy to Let

- All BTL 2 and 5 year fixed rates reduced by 0.05%
- Selected 3 year fixed rates reduced by 0.05%

Product change

On Monday 19 August 2019 we will re-launch our Mainstream and Buy to Let mortgage ranges for both New Business and Product Switching.

Fixed rate end dates unchanged. New product codes will be issued for all products.

New Business

Mainstream

- All 95% LTV fee paying products remain temporarily withdrawn
- All 2 year fixed rates up to 80% LTV reduced by 0.05%
- 3 year fixed rates with fees up to 75% LTV reduced by 0.05%
- 5 year fixed rates with fees up to 75% LTV reduced by 0.03%

Buy to Let

- All 5 year fixed rates reduced by 0.05%

Help to Buy

- All 5 year fixed rates reduced by 0.05%

Product Switch

 Mainstream

- All 2 year fixed rates up to 80% LTV reduced by 0.05%
- 3 year fixed rates with fees up to 75% LTV reduced by 0.05%
- 5 year fixed rates with fees up to 75% LTV reduced by 0.03%

Buy to Let

- All 5 year fixed rates reduced by 0.05%

Product change

On Tuesday 13 August 2019 we will re-launch our Mainstream and Buy to Let mortgage ranges for both New Business and Product Switching.

Fixed rate end dates extended to end November. New product codes will be issued for all products.

New Business

Mainstream

- All 95% LTV £999 fee products temporarily withdrawn
- All 95% LTV zero fee products reduced by up to 0.07%

Buy to Let

- No rate changes

Help to Buy

- No rate changes

 

Product Switch

 Mainstream

- No rate changes

Buy to Let

- No rate changes

Platform’s BDM team continues to be voted best for service in latest satisfaction survey results

Platform, the intermediary mortgage brand of The Co-operative Bank, is proud to be continuing to deliver great service for broker partners as the latest results of the BVA BDRC survey show*.

The externally carried out satisfaction survey found that the Platform Business Development Management (BDM) team have increased their satisfaction score during the first half of 2019 in areas such as;

- The accessibility of the BDM team and;
- The overall service of the BDM team.

In this latest set of results the overall score was 89 per cent satisfaction for the BDM team up from 80 per cent for the same period in 2018. The team has worked hard to ensure that despite increased volumes, service has remained strong and achieved a Net Promoter Score that is currently 36+, and up from 30+ for the same period in 2018.

Neil Wyatt, Head of Intermediary Distribution at Platform said; “I’m very proud that even with the increased demand that we’ve seen for mortgage business during 2019 we’ve met that challenge successfully. We really hit the ground running at the beginning of 2019 as we wanted to build on all that we had achieved throughout last year. I’m really pleased that we’ve been able to continue to deliver a high standard of both service and support for our broker partners, and we will be working to ensure that this is something we can maintain through the rest of this year and beyond.”

Throughout 2019 The Co-operative Bank and Platform will continue to support youth homelessness Charity Centrepoint. Homelessness is an issue that has been really focused on in the mortgage industry with fundraising events taking place at the end of 2018, including The Co-operative Bank’s sponsorship of Centrepoint’s Manchester Sleep Out.

Neil Wyatt continued: “We hope that our broker customers and corporate partners will be able to support us with our work with Centrepoint through 2019. For every new mortgage or product switch completed The Co-operative Bank donates £5 to Centrepoint. By choosing to complete mortgages with us our broker partners and their clients are helping to tackle the issue of youth homelessness and help vulnerable young people in crisis.”

Mortgages that make a difference - partnering with youth homelessness charity Centrepoint:

Platform is the intermediary lender of The Co-operative Bank - the only UK high street bank with a customer led ethical policy. In May 2017 we partnered with youth homelessness charity Centrepoint to support their vital work by making a donation on behalf of each new mortgage customer and through colleague fundraising. In May 2018 the mortgage charity donation was extended to include product switch/ product transfer customers.

The Co-operative Bank plc is committed to paying to Centrepoint a £5 donation in respect of every Platform branded new mortgage customer and existing customer product switch application received from 2 May 2018, which proceeds to completion. Transactions relating to existing mortgages including a further advance, porting of an existing mortgage or change of borrower, are not eligible for the donation at this time. The donation will be paid following completion of the mortgage and the Bank will make a payment to Centrepoint quarterly, for eligible completions during the previous quarter.  The Bank reserves the right to change or withdraw the donation arrangement at any time. Centrepoint is a registered charity in England and Wales, No. 292411.

-Ends-

Notes to Editors:
*Platform broker satisfaction survey conducted and prepared by BVA BDRC. The methodology is:

- 20-minute telephone interviews with intermediaries who had recently submitted mortgage cases to Platform
- 200 interviews were completed with intermediaries from a sample list provided by Platform
- Fieldwork carried out across March, April and May 2019

Platform's current Net Promoter Score is +36, up from +30 for the same period of 2018.

For further information please contact:

Nicki Parry
The Co-operative Bank
Tel: 0161 201 1590 Email: nicki.parry@co-operativebank.co.uk

About The Co-operative Bank
The Co-operative Bank plc provides a full range of banking products and services to around four million retail and SME (Small and Medium Sized Enterprises) customers and is committed to values and ethics in line with the principles of the co-operative movement.

The Co-operative Bank is the only high street bank with a customer-led ethical policy which gives customers a say in how their money is used.  Launched in 1992, the Policy has been updated on five occasions, with new commitments added in January 2015 to cover how the Bank operates its business, products and services, workplace and culture, relationships with suppliers and other stakeholders and campaigning.

- Select new mortgages across our mainstream, Buy-to-let and Help to Buy range have been reduced by up to 0.10 percentage points.
- Platform continues to offer highly competitive and in some cases market leading help to buy mortgage deals.
- Select product switch mortgages have been reduced by up to 0.15 percentage points.

Platform, the intermediary mortgage brand of The Co-operative Bank, has today reduced interest rates across a range of mortgage products, with some mortgages reduced by up to 0.15 percentage points. 

Platform continues its commitment to support first time buyers with competitive deals across its Help to buy Range with some market leading deals now available. Highlights include;

- Market leading two year fixed rate help to buy mortgage at 60% and 75% LTV at 1.59 per cent with a £999 fee;
- Market leading five year fixed rate help to buy mortgage at 60% and 75% LTV at 1.99 per cent with a £999 fee;
- Two year fixed rate help to buy mortgage at 60% and 75% LTV at 2.04 per cent with a £0 fee;
- Market leading five year fixed rate help to buy mortgage at 60% at 2.19 per cent with a £0 fee;
- Five year fixed rate help to buy mortgage at 75% LTV at 2.24 per cent with a £0 fee.

Other highlights of the newly reduced mortgage range include;
- Five year fixed rate mortgage at 60% LTV at 1.79 per cent with a £999 fee;
- Five year fixed rate mortgage at 60% LTV with a market leading rate of 1.94 per cent with a £0 fee;
- Market leading five year fixed rate buy-to-let mortgage at 60% LTV at 2.14 per cent with a £0 fee.

All with the benefit of free standard valuation for purchase and remortgage. Free standard legals are also available for remortgage. For full details visit: www.platform.co.uk

Neil Wyatt, Head of Mortgage distribution for Platform said: “We continue to review the interest rates we offer across our range of mortgages to ensure we’re offering competitive deals for broker clients looking for the right mortgage for their needs and we remain committed to having a competitive range of mortgages for first time buyers looking to get on to the property ladder and are pleased to be offering a number of best in market Help to Buy mortgage deals.

 

“We have always had a policy of offering preferential rates for our existing customers and this price change means we now have a number of deals that are best in market for our existing customers to benefit from. We want customers to pick a competitive deal from us and know that they will still be offered a great deal when they’re looking to switch their mortgage. We do value our loyal customers and want work with our broker partners to keep their clients’ business for the long term.”

 

As Platform is the intermediary mortgage brand of The Co-operative Bank, Platform is committed to The Co-operative Bank's unique customer led Ethical Policy. The Co-operative Bank and Platform continue to support youth homelessness Charity Centrepoint. A £5 donation is made by The Co-operative Bank in respect of every Platform branded new mortgage and existing customer product switch application received which proceeds to completion.

 

Mortgages that make a difference - partnering with youth homelessness charity Centrepoint:

Platform is the intermediary lender of The Co-operative Bank - the only UK high street bank with a customer led ethical policy. In May 2017 we partnered with youth homelessness charity Centrepoint to support their vital work by making a donation on behalf of each new mortgage customer and through colleague fundraising. In May 2018 the mortgage charity donation was extended to include product switch/ product transfer customers.

 

The Co-operative Bank plc is committed to paying to Centrepoint a £5 donation in respect of every Platform branded new mortgage customer and existing customer product switch application received from 2 May 2018, which proceeds to completion. Transactions relating to existing mortgages including a further advance, porting of an existing mortgage or change of borrower, are not eligible for the donation at this time. The donation will be paid following completion of the mortgage and the Bank will make a payment to Centrepoint quarterly, for eligible completions during the previous quarter.  The Bank reserves the right to change or withdraw the donation arrangement at any time. Centrepoint is a registered charity in England and Wales, No. 292411.


 

 

-Ends-

Notes to Editors:

Mortgage rates correct as at 9:00am Friday, 12 July, 2019

For full details of Platform’s mortgage range please go to www.platform.co.uk

 

For further information please contact:

 

Nicki Parry

The Co-operative Bank

Tel: 0161 201 1590 Email: nicki.parry@co-operativebank.co.uk  

 

 

Product change

On Friday 12 July 2019 we will re-launch our Mainstream and Buy to Let mortgage ranges for both New Business and Product Switching.

Fixed rate end dates unchanged. New product codes will be issued for all products. 

New Business

Mainstream

- Selected fixed rates reduced by up to 0.10%

Buy to Let

- Selected 5 Year fixed rates reduced by up to 0.10%

Help to Buy

- All Fixed Rates reduced by up to 0.10%

Product Switch

Mainstream

- Selected fixed rates reduced by up to 0.15%

Buy to Let

- Selected 5 year fixed rates reduced by up to 0.10%

Platform reduces interest rates on select Help to Buy mortgages

- Platform’s five year fixed rate Help to Buy mortgages have been reduced by 0.10 percentage points
- Platform continues supporting first time buyers with good value mortgage deals


Today (Monday, 24 June, 2019), Platform; the intermediary mortgage brand of The Co-operative Bank, has reduced the interest rate of its five year fixed rate Help to Buy mortgages by 0.10 percentage points.

Adhering to the Government Help to Buy scheme terms and conditions as standard; the already competitive Platform Help to Buy range is available up to a maximum 75% LTV and over a maximum term of 40 years for both first time buyers and homeowners.

Platform’s Help to Buy mortgages are available at either 60 per cent or 75 per cent LTV and are fixed for either a two or five year term. Products either have a £999 arrangement fee with no administration fee or are fee free for borrowers. 

Highlights of the changes being made today include*:

- 04 per cent five year fixed rate mortgage at 60 per cent LTV with a £999 arrangement fee;
- 09 per cent five year fixed rate mortgage at 75 per cent LTV with a £999 arrangement fee;
- 24 per cent five year fixed rate mortgage at 60 per cent LTV with a £0 arrangement fee;
- 29 per cent five year fixed rate mortgage at 75 per cent LTV with a £0 arrangement fee.

All of Platform’s Help to Buy mortgages are available with £500 cashback and free mortgage valuation.

Neil Wyatt, Head of Intermediary Distribution for Platform said: “At Platform we’re continuing to support the first time buyer market by reducing select interest rates within our already competitive Help to Buy mortgage range. 

“We are working with more and more broker partners as they look for the best value deal for their clients looking to buy their first home and we will continue to support and service brokers looking to place a Help to Buy mortgage with Platform.”  

For full details of Platform’s mortgage range please go to www.platform.co.uk

Mortgages that make a difference - partnering with youth homelessness charity Centrepoint:

Platform is the intermediary lender of The Co-operative Bank - the only UK high street bank with a customer led ethical policy. In May 2017 we partnered with youth homelessness charity Centrepoint to support their vital work by making a donation on behalf of each new mortgage customer and through colleague fundraising. In May 2018 the mortgage charity donation was extended to include product switch/ product transfer customers. 

The Co-operative Bank plc is committed to paying to Centrepoint a £5 donation in respect of every Platform branded new mortgage customer and existing customer product switch application received from 2 May 2018, which proceeds to completion. Transactions relating to existing mortgages including a further advance, porting of an existing mortgage or change of borrower, are not eligible for the donation at this time. The donation will be paid following completion of the mortgage and the Bank will make a payment to Centrepoint quarterly, for eligible completions during the previous quarter.  The Bank reserves the right to change or withdraw the donation arrangement at any time. Centrepoint is a registered charity in England and Wales, No. 292411.

.

 -Ends-

 

 

*All rates correct as of 9am Monday 24th June 2019

 

For further information please contact:

 

Nicki Parry

The Co-operative Bank

Tel: 0161 201 1590 Email: nicki.parry@co-operativebank.co.uk  

 

About The Co-operative Bank
The Co-operative Bank plc provides a full range of banking products and services to around four million retail and SME (Small and Medium Sized Enterprises) customers and is committed to values and ethics in line with the principles of the co-operative movement.

The Co-operative Bank is the only high street bank with a customer-led ethical policy which gives customers a say in how their money is used.  Launched in 1992, the Policy has been updated on five occasions, with new commitments added in January 2015 to cover how the Bank operates its business, products and services, workplace and culture, relationships with suppliers and other stakeholders and campaigning.

Product change

On Monday 24 June 2019 we will re-launch our Mainstream and Buy to Let mortgage ranges for both New Business and Product Switching.

Fixed rate end dates unchanged. New product codes will be issued for all products.

New Business

Mainstream

- Selected fixed rates reduced by 0.05%

Buy to Let

- 5 Year fixed rates with zero fee reduced by 0.10%

Help to Buy

- 5 Year fixed rates reduced by 0.10%

 

Product Switch

 Mainstream

- Selected fixed rates reduced by 0.05%

Buy to Let

- 5 Year fixed rates with zero fee reduced by 0.10%

Product change

On Friday 07 June 2019 we will re-launch our Mainstream and Buy to Let mortgage ranges for both New Business and Product Switching.

Fixed rate end dates extended to end September. New product codes will be issued for all products. 

New Business

Mainstream

- 2 year fixed rate with £0 fee at 60%, 70% & 75% LTV reduced by 0.05%
- 5 year fixed rate with £0 fee at 70% & 75% LTV reduced by 0.05%
- 2 year fixed rate at 90% LTV with £299 fee increased by 0.05%
- 2 year fixed rate at 95% LTV with £0 fee increased by 0.10%

Buy to Let 

- 2 year fixed rates with £1,999 and £999 fee reduced by up to 0.15%
- 3 year fixed rates with £1,999 and £999 fee reduced by up to 0.10%
- 5 year fixed rates with £1,999 and £999 fee reduced by up to 0.15%

Help to Buy 

- New product codes only issued for all products

Product Switch

Mainstream

- 2 year fixed rate with £0 fee at 60%, 70% & 75% LTV reduced by 0.05%
- 5 year fixed rate with £0 fee at 70% & 75% LTV reduced by 0.05%

Buy to Let 

- 2 year fixed rates with £1,499 and £799 fee reduced by up to 0.10%
- 3 year fixed rates with £1,499 and £799 fee reduced by up to 0.05%
- 5 year fixed rates with £1,499 and £799 fee reduced by up to 0.10%

Product change

On Friday 10 May 2019 we will re-launch our Mainstream and Buy to Let mortgage ranges for both New Business and Product Switching.

Fixed rate end dates extended to end August. New product codes will be issued for all products.

New Business

Mainstream

- 3 & 5 year fixed rates with £1499 fee temporarily withdrawn.
- 2 year fixed rate at 60% LTV with zero fee increased by 0.05%
- 5 year fixed rate at 60% LTV with £999 fee increased by 0.05%
- Selected 3 year fixed rates reduced by up to 0.10%
- New product codes issued for all products
- End dates extended to end August

Buy to Let 

- Selected Buy to Let fixed rates at 60% & 65% LTV reduced by up to 0.10%
- New Product Codes issued for the entire range
- End dates extended to end August

Help to Buy 

- New product codes issued for all products
- End dates extended to end August

Product Switch

Mainstream

- Selected 3 year fixed rates at 60% LTV reduced by 0.05%
- New product codes issued for all products
- End dates extended to end August

Buy to Let 

- Selected fixed rates reduced by up to 0.10%
- New Product Codes issued for the entire range
- End dates extended to end August

Reset your Click password

If you have forgotten the password for your Click account, please click here to reset it.

A password reset instruction and verification email will be sent to your registered email address. If you do not receive the email within 30 mins, please contact the Broker Support Team on 0345 070 1999 Monday-Friday between 09:00-17:00 (Thursday 10:00-17:00).

Product change

On Friday 12 April 2019 we will re-launch our Mainstream and Buy to Let mortgage ranges for both New Business and Product Switching.

Fixed rate end dates remain unchanged. New product codes will be issued for all products.

New Business

Mainstream

- Selected fixed rate reductions of up to 0.10%

Buy to Let 

- Buy to Let fixed rates with zero fee at 60% LTV reduced by 0.05%

Help to Buy 

- Fixed rates with zero fee reduced by 0.05%

Product Switch

Mainstream

- 5 year fixed rates at 60% LTV reduced by 0.05%

Buy to Let 

- 2 year fixed rate with zero fee at 60% reduced by 0.05%

Product change

On Monday 01 April 2019 we will re-launch our Mainstream and Buy to Let mortgage ranges for both New Business and Product Switching.

Fixed rate end dates extended to end June. New product codes will be issued for all products.

New Business

Mainstream

- 2 year fixed rate products with zero fee and £299 fee reduced by 0.05%

- 3 year fixed rate products with zero fee reduced by 0.05%

- All 5 year fixed rate products reduced by 0.05%

- All 95% LTV fixed rate products reduced by up to 0.15%

Buy to Let 
- 2 and 5 year fixed rate products with zero fee between 65% & 75% reduced by 0.05%, excluding Premier products

Help to Buy 
- All products reduced by 0.05%

Product Switch

Mainstream

- All fixed rate products reduced by 0.05%

Buy to Let 
- No change

Product change

On Thursday 28 February 2019 we will re-launch our Mainstream and Buy to Let mortgage ranges for both New Business and Product Switching.

New Business

Mainstream

- All fixed rate products increased by 0.05%

Buy to Let 

- All Buy to Let fixed rate products increased by 0.05%, excluding Premier products

Help to Buy 

- All products increased by 0.05%

Product Switch

Mainstream

- No change

Buy to Let 

- No change

Product change

On Monday 18 February 2019 we will re-launch our Mainstream and Buy to Let mortgage ranges for both New Business and Product Switching.

Fixed rate end dates are extended to 31 May. New product codes will be issued for all products.

New Business

Mainstream

- 2 year fixed rates £999 fee 90% LTV increased by 0.05%

- 2 year fixed rates £0 fee 90% LTV increased by 0.10%

Buy to Let 

- 2 year fixed rates £0 fee 65%-75% LTV increased by 0.05%

- 5 year fixed rates £0 fee 65%-75% LTV increased by 0.05%

Help to Buy 

- No change

Product Switch

Mainstream

- 2 year fixed rates fee paying 90% LTV increased by 0.05%

- 2 year fixed rates £0 fee 90% LTV increased by 0.10%

Buy to Let 

- 2 year fixed rates £0 fee 65%-75% LTV increased by 0.05%

- 5 year fixed rates £0 fee 65%-75% LTV increased by 0.05%

Product change

On Monday 28 January 2019 we will re-launch our Mainstream and Buy to Let mortgage ranges for both New Business and Product Switching.

New product codes have been issued for all products to support system changes, however product rates, fees, fixed end dates and features remain unchanged.

Product Change - Friday 18th January

On Friday 18 January 2019 we will re-launch our Mainstream and Buy to Let mortgage ranges for both New Business and Product Switching.

Fixed rate end dates are extended to 30 April. New product codes will be issued for all products.

New Business

Mainstream

- Selected 2 & 5 year fixed rates at 60% and 90% LTV reduced by up to 0.10%

- 2, 3 & 5 year fixed rates at 95% LTV reduced by up to 0.10%

Help to Buy 

- End dates extended to 30 April and new product codes issued

Buy to Let 

- 5 year fixed rates at 60% LTV reduced by 0.10%

Product Switch

Mainstream

- Selected 2 & 5 year fixed rates at 60% and 90% LTV reduced by up to 0.10%

Buy to Let 

- 5 year fixed rates at 60% LTV reduced by 0.10%

Product Change

On Wednesday 11 December 2019 we will re-launch our Mainstream and Buy to Let mortgage ranges for both New Business and Product Switching.

Fixed rate end dates remain at end February. New product codes will be issued for all products.

New Business

Mainstream

- Selected fixed rates at 80% to 95% LTV reduced by up to 0.10%

Buy to Let

- All BTL fixed rates reduced by 0.05%

Help to Buy

- 5 year fixed rates reduced by up to 0.10%

Product Switch

Mainstream

- Selected fixed rates at 80% to 90% LTV reduced by up to 0.10%

- 3 year fixed rates at 60% LTV increased by up to 0.10%

Buy to Let

- All BTL fixed rates reduced by 0.05%

Product Change

On Monday 18 November 2019 we will re-launch our Mainstream and Buy to Let mortgage ranges for both New Business and Product Switching.

Fixed rate end dates extended to end February. New product codes will be issued for all products.

New Business

Mainstream

- Selected 2 year fixed rates up to 75% LTV increased by up to 0.10%

- 5 year fixed rate with £999 product fee at 60% LTV increased by 0.05%

- Selected 3 and 5 year fixed rates up to 90% LTV reduced by up to 0.10%

- 95% LTV rates reduced by up to 0.20%

Buy to Let

- All fixed rates reduced by 0.05%

Help to Buy

- No change

Product Switch

Mainstream

- Selected 2 year fixed rates up to 75% LTV increased by up to 0.10%

- 5 year fixed rates with a product fee at 60% LTV increased by 0.05%

- Selected 3 and 5 year fixed rates up to 90% LTV reduced by up to 0.10%

Buy to Let

- All fixed rates reduced by 0.05%

Product Change

On Monday 28 October 2019 we will re-launch our Mainstream and Buy to Let mortgage ranges for both New Business and Product Switching.

Fixed rate end dates remain at end January. New product codes will be issued for all products to support the policy change.

New Business

Mainstream

- No change

Buy to Let

- No change

Help to Buy

- No change

Product Switch

Mainstream

- No change

Buy to Let

- No change

Product Change

On Monday 14 October 2019 we will re-launch our Mainstream and Buy to Let mortgage ranges for both New Business and Product Switching.

Fixed rate end dates remain at end January. New product codes will be issued for all products.

New Business

Mainstream

- Rate reductions of up to 0.10% on all fee-paying fixed rate products at 60-85% LTV

Buy to Let

- No change

Help to Buy

- No change

Product Switch

Mainstream

- Rate reductions of up to 0.10% on all fee-paying fixed rate products at 60-85% LTV

Buy to Let

- No change

Product Change

On Tuesday 24 September 2019 we will re-launch our Mainstream and Buy to Let mortgage ranges for both New Business and Product Switching.

Fixed rate end dates extended to end January. New product codes will be issued for all products.

New Business

Mainstream

- 2 and 5 year fixed rate 95% LTV reintroduced with 0.15% increase

- 3 year fixed rate 95% LTV increased by 0.10%

Buy To Let

- No change

Help to Buy

- No change

Product Switch

Mainstream

- No change

Buy to Let

- No change

Product change

On Friday 13 September 2019 we will be updating our Platform Mainstream products. Fixed rate end dates unchanged. Product codes unchanged.

New Business

Mainstream

- 5 year fixed rate 95% LTV temporarily withdrawn

Buy to Let

- No change

Help to Buy

No change

Product Switch

 Mainstream

No change

Buy to Let

No change

Product change

On Thursday 05 September 2019 we will be updating our Platform Mainstream products.

New Business

Mainstream

- 2 year fixed rate 95% LTV temporarily withdrawn

Buy to Let

- No change

Help to Buy

No change

Product Switch

 Mainstream

No change

Buy to Let

No change

Product change

On Friday 30 August 2019 we will re-launch our Mainstream and Buy to Let mortgage ranges for both New Business and Product Switching.

Fixed rate end dates unchanged. New product codes will be issued for all products.

New Business

Mainstream

- All 2 year fixed rates up to 75% LTV reduced by 0.05%
- Selected 3 year fixed rates reduced by up to 0.12%
- Selected 5 year fixed rates reduced by up to 0.12%

Buy to Let

- All BTL rates reduced by 0.05%

Help to Buy

- All rates reduced by 0.05%

Product Switch

 Mainstream

- All 2 year fixed rates up to 75% LTV reduced by 0.05%
- Selected 3 year fixed rates reduced by up to 0.12%
- Selected 5 year fixed rates reduced by up to 0.12%

Buy to Let

- All BTL 2 and 5 year fixed rates reduced by 0.05%
- Selected 3 year fixed rates reduced by 0.05%

Product change

On Monday 19 August 2019 we will re-launch our Mainstream and Buy to Let mortgage ranges for both New Business and Product Switching.

Fixed rate end dates unchanged. New product codes will be issued for all products.

New Business

Mainstream

- All 95% LTV fee paying products remain temporarily withdrawn
- All 2 year fixed rates up to 80% LTV reduced by 0.05%
- 3 year fixed rates with fees up to 75% LTV reduced by 0.05%
- 5 year fixed rates with fees up to 75% LTV reduced by 0.03%

Buy to Let

- All 5 year fixed rates reduced by 0.05%

Help to Buy

- All 5 year fixed rates reduced by 0.05%

Product Switch

 Mainstream

- All 2 year fixed rates up to 80% LTV reduced by 0.05%
- 3 year fixed rates with fees up to 75% LTV reduced by 0.05%
- 5 year fixed rates with fees up to 75% LTV reduced by 0.03%

Buy to Let

- All 5 year fixed rates reduced by 0.05%

Product change

On Tuesday 13 August 2019 we will re-launch our Mainstream and Buy to Let mortgage ranges for both New Business and Product Switching.

Fixed rate end dates extended to end November. New product codes will be issued for all products.

New Business

Mainstream

- All 95% LTV £999 fee products temporarily withdrawn
- All 95% LTV zero fee products reduced by up to 0.07%

Buy to Let

- No rate changes

Help to Buy

- No rate changes

 

Product Switch

 Mainstream

- No rate changes

Buy to Let

- No rate changes

Platform’s BDM team continues to be voted best for service in latest satisfaction survey results

Platform, the intermediary mortgage brand of The Co-operative Bank, is proud to be continuing to deliver great service for broker partners as the latest results of the BVA BDRC survey show*.

The externally carried out satisfaction survey found that the Platform Business Development Management (BDM) team have increased their satisfaction score during the first half of 2019 in areas such as;

- The accessibility of the BDM team and;
- The overall service of the BDM team.

In this latest set of results the overall score was 89 per cent satisfaction for the BDM team up from 80 per cent for the same period in 2018. The team has worked hard to ensure that despite increased volumes, service has remained strong and achieved a Net Promoter Score that is currently 36+, and up from 30+ for the same period in 2018.

Neil Wyatt, Head of Intermediary Distribution at Platform said; “I’m very proud that even with the increased demand that we’ve seen for mortgage business during 2019 we’ve met that challenge successfully. We really hit the ground running at the beginning of 2019 as we wanted to build on all that we had achieved throughout last year. I’m really pleased that we’ve been able to continue to deliver a high standard of both service and support for our broker partners, and we will be working to ensure that this is something we can maintain through the rest of this year and beyond.”

Throughout 2019 The Co-operative Bank and Platform will continue to support youth homelessness Charity Centrepoint. Homelessness is an issue that has been really focused on in the mortgage industry with fundraising events taking place at the end of 2018, including The Co-operative Bank’s sponsorship of Centrepoint’s Manchester Sleep Out.

Neil Wyatt continued: “We hope that our broker customers and corporate partners will be able to support us with our work with Centrepoint through 2019. For every new mortgage or product switch completed The Co-operative Bank donates £5 to Centrepoint. By choosing to complete mortgages with us our broker partners and their clients are helping to tackle the issue of youth homelessness and help vulnerable young people in crisis.”

Mortgages that make a difference - partnering with youth homelessness charity Centrepoint:

Platform is the intermediary lender of The Co-operative Bank - the only UK high street bank with a customer led ethical policy. In May 2017 we partnered with youth homelessness charity Centrepoint to support their vital work by making a donation on behalf of each new mortgage customer and through colleague fundraising. In May 2018 the mortgage charity donation was extended to include product switch/ product transfer customers.

The Co-operative Bank plc is committed to paying to Centrepoint a £5 donation in respect of every Platform branded new mortgage customer and existing customer product switch application received from 2 May 2018, which proceeds to completion. Transactions relating to existing mortgages including a further advance, porting of an existing mortgage or change of borrower, are not eligible for the donation at this time. The donation will be paid following completion of the mortgage and the Bank will make a payment to Centrepoint quarterly, for eligible completions during the previous quarter.  The Bank reserves the right to change or withdraw the donation arrangement at any time. Centrepoint is a registered charity in England and Wales, No. 292411.

-Ends-

Notes to Editors:
*Platform broker satisfaction survey conducted and prepared by BVA BDRC. The methodology is:

- 20-minute telephone interviews with intermediaries who had recently submitted mortgage cases to Platform
- 200 interviews were completed with intermediaries from a sample list provided by Platform
- Fieldwork carried out across March, April and May 2019

Platform's current Net Promoter Score is +36, up from +30 for the same period of 2018.

For further information please contact:

Nicki Parry
The Co-operative Bank
Tel: 0161 201 1590 Email: nicki.parry@co-operativebank.co.uk

About The Co-operative Bank
The Co-operative Bank plc provides a full range of banking products and services to around four million retail and SME (Small and Medium Sized Enterprises) customers and is committed to values and ethics in line with the principles of the co-operative movement.

The Co-operative Bank is the only high street bank with a customer-led ethical policy which gives customers a say in how their money is used.  Launched in 1992, the Policy has been updated on five occasions, with new commitments added in January 2015 to cover how the Bank operates its business, products and services, workplace and culture, relationships with suppliers and other stakeholders and campaigning.

- Select new mortgages across our mainstream, Buy-to-let and Help to Buy range have been reduced by up to 0.10 percentage points.
- Platform continues to offer highly competitive and in some cases market leading help to buy mortgage deals.
- Select product switch mortgages have been reduced by up to 0.15 percentage points.

Platform, the intermediary mortgage brand of The Co-operative Bank, has today reduced interest rates across a range of mortgage products, with some mortgages reduced by up to 0.15 percentage points. 

Platform continues its commitment to support first time buyers with competitive deals across its Help to buy Range with some market leading deals now available. Highlights include;

- Market leading two year fixed rate help to buy mortgage at 60% and 75% LTV at 1.59 per cent with a £999 fee;
- Market leading five year fixed rate help to buy mortgage at 60% and 75% LTV at 1.99 per cent with a £999 fee;
- Two year fixed rate help to buy mortgage at 60% and 75% LTV at 2.04 per cent with a £0 fee;
- Market leading five year fixed rate help to buy mortgage at 60% at 2.19 per cent with a £0 fee;
- Five year fixed rate help to buy mortgage at 75% LTV at 2.24 per cent with a £0 fee.

Other highlights of the newly reduced mortgage range include;
- Five year fixed rate mortgage at 60% LTV at 1.79 per cent with a £999 fee;
- Five year fixed rate mortgage at 60% LTV with a market leading rate of 1.94 per cent with a £0 fee;
- Market leading five year fixed rate buy-to-let mortgage at 60% LTV at 2.14 per cent with a £0 fee.

All with the benefit of free standard valuation for purchase and remortgage. Free standard legals are also available for remortgage. For full details visit: www.platform.co.uk

Neil Wyatt, Head of Mortgage distribution for Platform said: “We continue to review the interest rates we offer across our range of mortgages to ensure we’re offering competitive deals for broker clients looking for the right mortgage for their needs and we remain committed to having a competitive range of mortgages for first time buyers looking to get on to the property ladder and are pleased to be offering a number of best in market Help to Buy mortgage deals.

 

“We have always had a policy of offering preferential rates for our existing customers and this price change means we now have a number of deals that are best in market for our existing customers to benefit from. We want customers to pick a competitive deal from us and know that they will still be offered a great deal when they’re looking to switch their mortgage. We do value our loyal customers and want work with our broker partners to keep their clients’ business for the long term.”

 

As Platform is the intermediary mortgage brand of The Co-operative Bank, Platform is committed to The Co-operative Bank's unique customer led Ethical Policy. The Co-operative Bank and Platform continue to support youth homelessness Charity Centrepoint. A £5 donation is made by The Co-operative Bank in respect of every Platform branded new mortgage and existing customer product switch application received which proceeds to completion.

 

Mortgages that make a difference - partnering with youth homelessness charity Centrepoint:

Platform is the intermediary lender of The Co-operative Bank - the only UK high street bank with a customer led ethical policy. In May 2017 we partnered with youth homelessness charity Centrepoint to support their vital work by making a donation on behalf of each new mortgage customer and through colleague fundraising. In May 2018 the mortgage charity donation was extended to include product switch/ product transfer customers.

 

The Co-operative Bank plc is committed to paying to Centrepoint a £5 donation in respect of every Platform branded new mortgage customer and existing customer product switch application received from 2 May 2018, which proceeds to completion. Transactions relating to existing mortgages including a further advance, porting of an existing mortgage or change of borrower, are not eligible for the donation at this time. The donation will be paid following completion of the mortgage and the Bank will make a payment to Centrepoint quarterly, for eligible completions during the previous quarter.  The Bank reserves the right to change or withdraw the donation arrangement at any time. Centrepoint is a registered charity in England and Wales, No. 292411.


 

 

-Ends-

Notes to Editors:

Mortgage rates correct as at 9:00am Friday, 12 July, 2019

For full details of Platform’s mortgage range please go to www.platform.co.uk

 

For further information please contact:

 

Nicki Parry

The Co-operative Bank

Tel: 0161 201 1590 Email: nicki.parry@co-operativebank.co.uk  

 

 

Product change

On Friday 12 July 2019 we will re-launch our Mainstream and Buy to Let mortgage ranges for both New Business and Product Switching.

Fixed rate end dates unchanged. New product codes will be issued for all products. 

New Business

Mainstream

- Selected fixed rates reduced by up to 0.10%

Buy to Let

- Selected 5 Year fixed rates reduced by up to 0.10%

Help to Buy

- All Fixed Rates reduced by up to 0.10%

Product Switch

Mainstream

- Selected fixed rates reduced by up to 0.15%

Buy to Let

- Selected 5 year fixed rates reduced by up to 0.10%

Platform reduces interest rates on select Help to Buy mortgages

- Platform’s five year fixed rate Help to Buy mortgages have been reduced by 0.10 percentage points
- Platform continues supporting first time buyers with good value mortgage deals


Today (Monday, 24 June, 2019), Platform; the intermediary mortgage brand of The Co-operative Bank, has reduced the interest rate of its five year fixed rate Help to Buy mortgages by 0.10 percentage points.

Adhering to the Government Help to Buy scheme terms and conditions as standard; the already competitive Platform Help to Buy range is available up to a maximum 75% LTV and over a maximum term of 40 years for both first time buyers and homeowners.

Platform’s Help to Buy mortgages are available at either 60 per cent or 75 per cent LTV and are fixed for either a two or five year term. Products either have a £999 arrangement fee with no administration fee or are fee free for borrowers. 

Highlights of the changes being made today include*:

- 04 per cent five year fixed rate mortgage at 60 per cent LTV with a £999 arrangement fee;
- 09 per cent five year fixed rate mortgage at 75 per cent LTV with a £999 arrangement fee;
- 24 per cent five year fixed rate mortgage at 60 per cent LTV with a £0 arrangement fee;
- 29 per cent five year fixed rate mortgage at 75 per cent LTV with a £0 arrangement fee.

All of Platform’s Help to Buy mortgages are available with £500 cashback and free mortgage valuation.

Neil Wyatt, Head of Intermediary Distribution for Platform said: “At Platform we’re continuing to support the first time buyer market by reducing select interest rates within our already competitive Help to Buy mortgage range. 

“We are working with more and more broker partners as they look for the best value deal for their clients looking to buy their first home and we will continue to support and service brokers looking to place a Help to Buy mortgage with Platform.”  

For full details of Platform’s mortgage range please go to www.platform.co.uk

Mortgages that make a difference - partnering with youth homelessness charity Centrepoint:

Platform is the intermediary lender of The Co-operative Bank - the only UK high street bank with a customer led ethical policy. In May 2017 we partnered with youth homelessness charity Centrepoint to support their vital work by making a donation on behalf of each new mortgage customer and through colleague fundraising. In May 2018 the mortgage charity donation was extended to include product switch/ product transfer customers. 

The Co-operative Bank plc is committed to paying to Centrepoint a £5 donation in respect of every Platform branded new mortgage customer and existing customer product switch application received from 2 May 2018, which proceeds to completion. Transactions relating to existing mortgages including a further advance, porting of an existing mortgage or change of borrower, are not eligible for the donation at this time. The donation will be paid following completion of the mortgage and the Bank will make a payment to Centrepoint quarterly, for eligible completions during the previous quarter.  The Bank reserves the right to change or withdraw the donation arrangement at any time. Centrepoint is a registered charity in England and Wales, No. 292411.

.

 -Ends-

 

 

*All rates correct as of 9am Monday 24th June 2019

 

For further information please contact:

 

Nicki Parry

The Co-operative Bank

Tel: 0161 201 1590 Email: nicki.parry@co-operativebank.co.uk  

 

About The Co-operative Bank
The Co-operative Bank plc provides a full range of banking products and services to around four million retail and SME (Small and Medium Sized Enterprises) customers and is committed to values and ethics in line with the principles of the co-operative movement.

The Co-operative Bank is the only high street bank with a customer-led ethical policy which gives customers a say in how their money is used.  Launched in 1992, the Policy has been updated on five occasions, with new commitments added in January 2015 to cover how the Bank operates its business, products and services, workplace and culture, relationships with suppliers and other stakeholders and campaigning.

Product change

On Monday 24 June 2019 we will re-launch our Mainstream and Buy to Let mortgage ranges for both New Business and Product Switching.

Fixed rate end dates unchanged. New product codes will be issued for all products.

New Business

Mainstream

- Selected fixed rates reduced by 0.05%

Buy to Let

- 5 Year fixed rates with zero fee reduced by 0.10%

Help to Buy

- 5 Year fixed rates reduced by 0.10%

 

Product Switch

 Mainstream

- Selected fixed rates reduced by 0.05%

Buy to Let

- 5 Year fixed rates with zero fee reduced by 0.10%

Product change

On Friday 07 June 2019 we will re-launch our Mainstream and Buy to Let mortgage ranges for both New Business and Product Switching.

Fixed rate end dates extended to end September. New product codes will be issued for all products. 

New Business

Mainstream

- 2 year fixed rate with £0 fee at 60%, 70% & 75% LTV reduced by 0.05%
- 5 year fixed rate with £0 fee at 70% & 75% LTV reduced by 0.05%
- 2 year fixed rate at 90% LTV with £299 fee increased by 0.05%
- 2 year fixed rate at 95% LTV with £0 fee increased by 0.10%

Buy to Let 

- 2 year fixed rates with £1,999 and £999 fee reduced by up to 0.15%
- 3 year fixed rates with £1,999 and £999 fee reduced by up to 0.10%
- 5 year fixed rates with £1,999 and £999 fee reduced by up to 0.15%

Help to Buy 

- New product codes only issued for all products

Product Switch

Mainstream

- 2 year fixed rate with £0 fee at 60%, 70% & 75% LTV reduced by 0.05%
- 5 year fixed rate with £0 fee at 70% & 75% LTV reduced by 0.05%

Buy to Let 

- 2 year fixed rates with £1,499 and £799 fee reduced by up to 0.10%
- 3 year fixed rates with £1,499 and £799 fee reduced by up to 0.05%
- 5 year fixed rates with £1,499 and £799 fee reduced by up to 0.10%

Product change

On Friday 10 May 2019 we will re-launch our Mainstream and Buy to Let mortgage ranges for both New Business and Product Switching.

Fixed rate end dates extended to end August. New product codes will be issued for all products.

New Business

Mainstream

- 3 & 5 year fixed rates with £1499 fee temporarily withdrawn.
- 2 year fixed rate at 60% LTV with zero fee increased by 0.05%
- 5 year fixed rate at 60% LTV with £999 fee increased by 0.05%
- Selected 3 year fixed rates reduced by up to 0.10%
- New product codes issued for all products
- End dates extended to end August

Buy to Let 

- Selected Buy to Let fixed rates at 60% & 65% LTV reduced by up to 0.10%
- New Product Codes issued for the entire range
- End dates extended to end August

Help to Buy 

- New product codes issued for all products
- End dates extended to end August

Product Switch

Mainstream

- Selected 3 year fixed rates at 60% LTV reduced by 0.05%
- New product codes issued for all products
- End dates extended to end August

Buy to Let 

- Selected fixed rates reduced by up to 0.10%
- New Product Codes issued for the entire range
- End dates extended to end August

Reset your Click password

If you have forgotten the password for your Click account, please click here to reset it.

A password reset instruction and verification email will be sent to your registered email address. If you do not receive the email within 30 mins, please contact the Broker Support Team on 0345 070 1999 Monday-Friday between 09:00-17:00 (Thursday 10:00-17:00).

Product change

On Friday 12 April 2019 we will re-launch our Mainstream and Buy to Let mortgage ranges for both New Business and Product Switching.

Fixed rate end dates remain unchanged. New product codes will be issued for all products.

New Business

Mainstream

- Selected fixed rate reductions of up to 0.10%

Buy to Let 

- Buy to Let fixed rates with zero fee at 60% LTV reduced by 0.05%

Help to Buy 

- Fixed rates with zero fee reduced by 0.05%

Product Switch

Mainstream

- 5 year fixed rates at 60% LTV reduced by 0.05%

Buy to Let 

- 2 year fixed rate with zero fee at 60% reduced by 0.05%

Product change

On Monday 01 April 2019 we will re-launch our Mainstream and Buy to Let mortgage ranges for both New Business and Product Switching.

Fixed rate end dates extended to end June. New product codes will be issued for all products.

New Business

Mainstream

- 2 year fixed rate products with zero fee and £299 fee reduced by 0.05%

- 3 year fixed rate products with zero fee reduced by 0.05%

- All 5 year fixed rate products reduced by 0.05%

- All 95% LTV fixed rate products reduced by up to 0.15%

Buy to Let 
- 2 and 5 year fixed rate products with zero fee between 65% & 75% reduced by 0.05%, excluding Premier products

Help to Buy 
- All products reduced by 0.05%

Product Switch

Mainstream

- All fixed rate products reduced by 0.05%

Buy to Let 
- No change

Product change

On Thursday 28 February 2019 we will re-launch our Mainstream and Buy to Let mortgage ranges for both New Business and Product Switching.

New Business

Mainstream

- All fixed rate products increased by 0.05%

Buy to Let 

- All Buy to Let fixed rate products increased by 0.05%, excluding Premier products

Help to Buy 

- All products increased by 0.05%

Product Switch

Mainstream

- No change

Buy to Let 

- No change

Product change

On Monday 18 February 2019 we will re-launch our Mainstream and Buy to Let mortgage ranges for both New Business and Product Switching.

Fixed rate end dates are extended to 31 May. New product codes will be issued for all products.

New Business

Mainstream

- 2 year fixed rates £999 fee 90% LTV increased by 0.05%

- 2 year fixed rates £0 fee 90% LTV increased by 0.10%

Buy to Let 

- 2 year fixed rates £0 fee 65%-75% LTV increased by 0.05%

- 5 year fixed rates £0 fee 65%-75% LTV increased by 0.05%

Help to Buy 

- No change

Product Switch

Mainstream

- 2 year fixed rates fee paying 90% LTV increased by 0.05%

- 2 year fixed rates £0 fee 90% LTV increased by 0.10%

Buy to Let 

- 2 year fixed rates £0 fee 65%-75% LTV increased by 0.05%

- 5 year fixed rates £0 fee 65%-75% LTV increased by 0.05%

Product change

On Monday 28 January 2019 we will re-launch our Mainstream and Buy to Let mortgage ranges for both New Business and Product Switching.

New product codes have been issued for all products to support system changes, however product rates, fees, fixed end dates and features remain unchanged.

Product Change - Friday 18th January

On Friday 18 January 2019 we will re-launch our Mainstream and Buy to Let mortgage ranges for both New Business and Product Switching.

Fixed rate end dates are extended to 30 April. New product codes will be issued for all products.

New Business

Mainstream

- Selected 2 & 5 year fixed rates at 60% and 90% LTV reduced by up to 0.10%

- 2, 3 & 5 year fixed rates at 95% LTV reduced by up to 0.10%

Help to Buy 

- End dates extended to 30 April and new product codes issued

Buy to Let 

- 5 year fixed rates at 60% LTV reduced by 0.10%

Product Switch

Mainstream

- Selected 2 & 5 year fixed rates at 60% and 90% LTV reduced by up to 0.10%

Buy to Let 

- 5 year fixed rates at 60% LTV reduced by 0.10%

Product Change

On Wednesday 11 December 2019 we will re-launch our Mainstream and Buy to Let mortgage ranges for both New Business and Product Switching.

Fixed rate end dates remain at end February. New product codes will be issued for all products.

New Business

Mainstream

- Selected fixed rates at 80% to 95% LTV reduced by up to 0.10%

Buy to Let

- All BTL fixed rates reduced by 0.05%

Help to Buy

- 5 year fixed rates reduced by up to 0.10%

Product Switch

Mainstream

- Selected fixed rates at 80% to 90% LTV reduced by up to 0.10%

- 3 year fixed rates at 60% LTV increased by up to 0.10%

Buy to Let

- All BTL fixed rates reduced by 0.05%

Product Change

On Monday 18 November 2019 we will re-launch our Mainstream and Buy to Let mortgage ranges for both New Business and Product Switching.

Fixed rate end dates extended to end February. New product codes will be issued for all products.

New Business

Mainstream

- Selected 2 year fixed rates up to 75% LTV increased by up to 0.10%

- 5 year fixed rate with £999 product fee at 60% LTV increased by 0.05%

- Selected 3 and 5 year fixed rates up to 90% LTV reduced by up to 0.10%

- 95% LTV rates reduced by up to 0.20%

Buy to Let

- All fixed rates reduced by 0.05%

Help to Buy

- No change

Product Switch

Mainstream

- Selected 2 year fixed rates up to 75% LTV increased by up to 0.10%

- 5 year fixed rates with a product fee at 60% LTV increased by 0.05%

- Selected 3 and 5 year fixed rates up to 90% LTV reduced by up to 0.10%

Buy to Let

- All fixed rates reduced by 0.05%

Product Change

On Monday 28 October 2019 we will re-launch our Mainstream and Buy to Let mortgage ranges for both New Business and Product Switching.

Fixed rate end dates remain at end January. New product codes will be issued for all products to support the policy change.

New Business

Mainstream

- No change

Buy to Let

- No change

Help to Buy

- No change

Product Switch

Mainstream

- No change

Buy to Let

- No change

Product Change

On Monday 14 October 2019 we will re-launch our Mainstream and Buy to Let mortgage ranges for both New Business and Product Switching.

Fixed rate end dates remain at end January. New product codes will be issued for all products.

New Business

Mainstream

- Rate reductions of up to 0.10% on all fee-paying fixed rate products at 60-85% LTV

Buy to Let

- No change

Help to Buy

- No change

Product Switch

Mainstream

- Rate reductions of up to 0.10% on all fee-paying fixed rate products at 60-85% LTV

Buy to Let

- No change

Product Change

On Tuesday 24 September 2019 we will re-launch our Mainstream and Buy to Let mortgage ranges for both New Business and Product Switching.

Fixed rate end dates extended to end January. New product codes will be issued for all products.

New Business

Mainstream

- 2 and 5 year fixed rate 95% LTV reintroduced with 0.15% increase

- 3 year fixed rate 95% LTV increased by 0.10%

Buy To Let

- No change

Help to Buy

- No change

Product Switch

Mainstream

- No change

Buy to Let

- No change

Product change

On Friday 13 September 2019 we will be updating our Platform Mainstream products. Fixed rate end dates unchanged. Product codes unchanged.

New Business

Mainstream

- 5 year fixed rate 95% LTV temporarily withdrawn

Buy to Let

- No change

Help to Buy

No change

Product Switch

 Mainstream

No change

Buy to Let

No change

Product change

On Thursday 05 September 2019 we will be updating our Platform Mainstream products.

New Business

Mainstream

- 2 year fixed rate 95% LTV temporarily withdrawn

Buy to Let

- No change

Help to Buy

No change

Product Switch

 Mainstream

No change

Buy to Let

No change

Product change

On Friday 30 August 2019 we will re-launch our Mainstream and Buy to Let mortgage ranges for both New Business and Product Switching.

Fixed rate end dates unchanged. New product codes will be issued for all products.

New Business

Mainstream

- All 2 year fixed rates up to 75% LTV reduced by 0.05%
- Selected 3 year fixed rates reduced by up to 0.12%
- Selected 5 year fixed rates reduced by up to 0.12%

Buy to Let

- All BTL rates reduced by 0.05%

Help to Buy

- All rates reduced by 0.05%

Product Switch

 Mainstream

- All 2 year fixed rates up to 75% LTV reduced by 0.05%
- Selected 3 year fixed rates reduced by up to 0.12%
- Selected 5 year fixed rates reduced by up to 0.12%

Buy to Let

- All BTL 2 and 5 year fixed rates reduced by 0.05%
- Selected 3 year fixed rates reduced by 0.05%

Product change

On Monday 19 August 2019 we will re-launch our Mainstream and Buy to Let mortgage ranges for both New Business and Product Switching.

Fixed rate end dates unchanged. New product codes will be issued for all products.

New Business

Mainstream

- All 95% LTV fee paying products remain temporarily withdrawn
- All 2 year fixed rates up to 80% LTV reduced by 0.05%
- 3 year fixed rates with fees up to 75% LTV reduced by 0.05%
- 5 year fixed rates with fees up to 75% LTV reduced by 0.03%

Buy to Let

- All 5 year fixed rates reduced by 0.05%

Help to Buy

- All 5 year fixed rates reduced by 0.05%

Product Switch

 Mainstream

- All 2 year fixed rates up to 80% LTV reduced by 0.05%
- 3 year fixed rates with fees up to 75% LTV reduced by 0.05%
- 5 year fixed rates with fees up to 75% LTV reduced by 0.03%

Buy to Let

- All 5 year fixed rates reduced by 0.05%

Product change

On Tuesday 13 August 2019 we will re-launch our Mainstream and Buy to Let mortgage ranges for both New Business and Product Switching.

Fixed rate end dates extended to end November. New product codes will be issued for all products.

New Business

Mainstream

- All 95% LTV £999 fee products temporarily withdrawn
- All 95% LTV zero fee products reduced by up to 0.07%

Buy to Let

- No rate changes

Help to Buy

- No rate changes

 

Product Switch

 Mainstream

- No rate changes

Buy to Let

- No rate changes

Platform’s BDM team continues to be voted best for service in latest satisfaction survey results

Platform, the intermediary mortgage brand of The Co-operative Bank, is proud to be continuing to deliver great service for broker partners as the latest results of the BVA BDRC survey show*.

The externally carried out satisfaction survey found that the Platform Business Development Management (BDM) team have increased their satisfaction score during the first half of 2019 in areas such as;

- The accessibility of the BDM team and;
- The overall service of the BDM team.

In this latest set of results the overall score was 89 per cent satisfaction for the BDM team up from 80 per cent for the same period in 2018. The team has worked hard to ensure that despite increased volumes, service has remained strong and achieved a Net Promoter Score that is currently 36+, and up from 30+ for the same period in 2018.

Neil Wyatt, Head of Intermediary Distribution at Platform said; “I’m very proud that even with the increased demand that we’ve seen for mortgage business during 2019 we’ve met that challenge successfully. We really hit the ground running at the beginning of 2019 as we wanted to build on all that we had achieved throughout last year. I’m really pleased that we’ve been able to continue to deliver a high standard of both service and support for our broker partners, and we will be working to ensure that this is something we can maintain through the rest of this year and beyond.”

Throughout 2019 The Co-operative Bank and Platform will continue to support youth homelessness Charity Centrepoint. Homelessness is an issue that has been really focused on in the mortgage industry with fundraising events taking place at the end of 2018, including The Co-operative Bank’s sponsorship of Centrepoint’s Manchester Sleep Out.

Neil Wyatt continued: “We hope that our broker customers and corporate partners will be able to support us with our work with Centrepoint through 2019. For every new mortgage or product switch completed The Co-operative Bank donates £5 to Centrepoint. By choosing to complete mortgages with us our broker partners and their clients are helping to tackle the issue of youth homelessness and help vulnerable young people in crisis.”

Mortgages that make a difference - partnering with youth homelessness charity Centrepoint:

Platform is the intermediary lender of The Co-operative Bank - the only UK high street bank with a customer led ethical policy. In May 2017 we partnered with youth homelessness charity Centrepoint to support their vital work by making a donation on behalf of each new mortgage customer and through colleague fundraising. In May 2018 the mortgage charity donation was extended to include product switch/ product transfer customers.

The Co-operative Bank plc is committed to paying to Centrepoint a £5 donation in respect of every Platform branded new mortgage customer and existing customer product switch application received from 2 May 2018, which proceeds to completion. Transactions relating to existing mortgages including a further advance, porting of an existing mortgage or change of borrower, are not eligible for the donation at this time. The donation will be paid following completion of the mortgage and the Bank will make a payment to Centrepoint quarterly, for eligible completions during the previous quarter.  The Bank reserves the right to change or withdraw the donation arrangement at any time. Centrepoint is a registered charity in England and Wales, No. 292411.

-Ends-

Notes to Editors:
*Platform broker satisfaction survey conducted and prepared by BVA BDRC. The methodology is:

- 20-minute telephone interviews with intermediaries who had recently submitted mortgage cases to Platform
- 200 interviews were completed with intermediaries from a sample list provided by Platform
- Fieldwork carried out across March, April and May 2019

Platform's current Net Promoter Score is +36, up from +30 for the same period of 2018.

For further information please contact:

Nicki Parry
The Co-operative Bank
Tel: 0161 201 1590 Email: nicki.parry@co-operativebank.co.uk

About The Co-operative Bank
The Co-operative Bank plc provides a full range of banking products and services to around four million retail and SME (Small and Medium Sized Enterprises) customers and is committed to values and ethics in line with the principles of the co-operative movement.

The Co-operative Bank is the only high street bank with a customer-led ethical policy which gives customers a say in how their money is used.  Launched in 1992, the Policy has been updated on five occasions, with new commitments added in January 2015 to cover how the Bank operates its business, products and services, workplace and culture, relationships with suppliers and other stakeholders and campaigning.

- Select new mortgages across our mainstream, Buy-to-let and Help to Buy range have been reduced by up to 0.10 percentage points.
- Platform continues to offer highly competitive and in some cases market leading help to buy mortgage deals.
- Select product switch mortgages have been reduced by up to 0.15 percentage points.

Platform, the intermediary mortgage brand of The Co-operative Bank, has today reduced interest rates across a range of mortgage products, with some mortgages reduced by up to 0.15 percentage points. 

Platform continues its commitment to support first time buyers with competitive deals across its Help to buy Range with some market leading deals now available. Highlights include;

- Market leading two year fixed rate help to buy mortgage at 60% and 75% LTV at 1.59 per cent with a £999 fee;
- Market leading five year fixed rate help to buy mortgage at 60% and 75% LTV at 1.99 per cent with a £999 fee;
- Two year fixed rate help to buy mortgage at 60% and 75% LTV at 2.04 per cent with a £0 fee;
- Market leading five year fixed rate help to buy mortgage at 60% at 2.19 per cent with a £0 fee;
- Five year fixed rate help to buy mortgage at 75% LTV at 2.24 per cent with a £0 fee.

Other highlights of the newly reduced mortgage range include;
- Five year fixed rate mortgage at 60% LTV at 1.79 per cent with a £999 fee;
- Five year fixed rate mortgage at 60% LTV with a market leading rate of 1.94 per cent with a £0 fee;
- Market leading five year fixed rate buy-to-let mortgage at 60% LTV at 2.14 per cent with a £0 fee.

All with the benefit of free standard valuation for purchase and remortgage. Free standard legals are also available for remortgage. For full details visit: www.platform.co.uk

Neil Wyatt, Head of Mortgage distribution for Platform said: “We continue to review the interest rates we offer across our range of mortgages to ensure we’re offering competitive deals for broker clients looking for the right mortgage for their needs and we remain committed to having a competitive range of mortgages for first time buyers looking to get on to the property ladder and are pleased to be offering a number of best in market Help to Buy mortgage deals.

 

“We have always had a policy of offering preferential rates for our existing customers and this price change means we now have a number of deals that are best in market for our existing customers to benefit from. We want customers to pick a competitive deal from us and know that they will still be offered a great deal when they’re looking to switch their mortgage. We do value our loyal customers and want work with our broker partners to keep their clients’ business for the long term.”

 

As Platform is the intermediary mortgage brand of The Co-operative Bank, Platform is committed to The Co-operative Bank's unique customer led Ethical Policy. The Co-operative Bank and Platform continue to support youth homelessness Charity Centrepoint. A £5 donation is made by The Co-operative Bank in respect of every Platform branded new mortgage and existing customer product switch application received which proceeds to completion.

 

Mortgages that make a difference - partnering with youth homelessness charity Centrepoint:

Platform is the intermediary lender of The Co-operative Bank - the only UK high street bank with a customer led ethical policy. In May 2017 we partnered with youth homelessness charity Centrepoint to support their vital work by making a donation on behalf of each new mortgage customer and through colleague fundraising. In May 2018 the mortgage charity donation was extended to include product switch/ product transfer customers.

 

The Co-operative Bank plc is committed to paying to Centrepoint a £5 donation in respect of every Platform branded new mortgage customer and existing customer product switch application received from 2 May 2018, which proceeds to completion. Transactions relating to existing mortgages including a further advance, porting of an existing mortgage or change of borrower, are not eligible for the donation at this time. The donation will be paid following completion of the mortgage and the Bank will make a payment to Centrepoint quarterly, for eligible completions during the previous quarter.  The Bank reserves the right to change or withdraw the donation arrangement at any time. Centrepoint is a registered charity in England and Wales, No. 292411.


 

 

-Ends-

Notes to Editors:

Mortgage rates correct as at 9:00am Friday, 12 July, 2019

For full details of Platform’s mortgage range please go to www.platform.co.uk

 

For further information please contact:

 

Nicki Parry

The Co-operative Bank

Tel: 0161 201 1590 Email: nicki.parry@co-operativebank.co.uk  

 

 

Product change

On Friday 12 July 2019 we will re-launch our Mainstream and Buy to Let mortgage ranges for both New Business and Product Switching.

Fixed rate end dates unchanged. New product codes will be issued for all products. 

New Business

Mainstream

- Selected fixed rates reduced by up to 0.10%

Buy to Let

- Selected 5 Year fixed rates reduced by up to 0.10%

Help to Buy

- All Fixed Rates reduced by up to 0.10%

Product Switch

Mainstream

- Selected fixed rates reduced by up to 0.15%

Buy to Let

- Selected 5 year fixed rates reduced by up to 0.10%

Platform reduces interest rates on select Help to Buy mortgages

- Platform’s five year fixed rate Help to Buy mortgages have been reduced by 0.10 percentage points
- Platform continues supporting first time buyers with good value mortgage deals


Today (Monday, 24 June, 2019), Platform; the intermediary mortgage brand of The Co-operative Bank, has reduced the interest rate of its five year fixed rate Help to Buy mortgages by 0.10 percentage points.

Adhering to the Government Help to Buy scheme terms and conditions as standard; the already competitive Platform Help to Buy range is available up to a maximum 75% LTV and over a maximum term of 40 years for both first time buyers and homeowners.

Platform’s Help to Buy mortgages are available at either 60 per cent or 75 per cent LTV and are fixed for either a two or five year term. Products either have a £999 arrangement fee with no administration fee or are fee free for borrowers. 

Highlights of the changes being made today include*:

- 04 per cent five year fixed rate mortgage at 60 per cent LTV with a £999 arrangement fee;
- 09 per cent five year fixed rate mortgage at 75 per cent LTV with a £999 arrangement fee;
- 24 per cent five year fixed rate mortgage at 60 per cent LTV with a £0 arrangement fee;
- 29 per cent five year fixed rate mortgage at 75 per cent LTV with a £0 arrangement fee.

All of Platform’s Help to Buy mortgages are available with £500 cashback and free mortgage valuation.

Neil Wyatt, Head of Intermediary Distribution for Platform said: “At Platform we’re continuing to support the first time buyer market by reducing select interest rates within our already competitive Help to Buy mortgage range. 

“We are working with more and more broker partners as they look for the best value deal for their clients looking to buy their first home and we will continue to support and service brokers looking to place a Help to Buy mortgage with Platform.”  

For full details of Platform’s mortgage range please go to www.platform.co.uk

Mortgages that make a difference - partnering with youth homelessness charity Centrepoint:

Platform is the intermediary lender of The Co-operative Bank - the only UK high street bank with a customer led ethical policy. In May 2017 we partnered with youth homelessness charity Centrepoint to support their vital work by making a donation on behalf of each new mortgage customer and through colleague fundraising. In May 2018 the mortgage charity donation was extended to include product switch/ product transfer customers. 

The Co-operative Bank plc is committed to paying to Centrepoint a £5 donation in respect of every Platform branded new mortgage customer and existing customer product switch application received from 2 May 2018, which proceeds to completion. Transactions relating to existing mortgages including a further advance, porting of an existing mortgage or change of borrower, are not eligible for the donation at this time. The donation will be paid following completion of the mortgage and the Bank will make a payment to Centrepoint quarterly, for eligible completions during the previous quarter.  The Bank reserves the right to change or withdraw the donation arrangement at any time. Centrepoint is a registered charity in England and Wales, No. 292411.

.

 -Ends-

 

 

*All rates correct as of 9am Monday 24th June 2019

 

For further information please contact:

 

Nicki Parry

The Co-operative Bank

Tel: 0161 201 1590 Email: nicki.parry@co-operativebank.co.uk  

 

About The Co-operative Bank
The Co-operative Bank plc provides a full range of banking products and services to around four million retail and SME (Small and Medium Sized Enterprises) customers and is committed to values and ethics in line with the principles of the co-operative movement.

The Co-operative Bank is the only high street bank with a customer-led ethical policy which gives customers a say in how their money is used.  Launched in 1992, the Policy has been updated on five occasions, with new commitments added in January 2015 to cover how the Bank operates its business, products and services, workplace and culture, relationships with suppliers and other stakeholders and campaigning.

Product change

On Monday 24 June 2019 we will re-launch our Mainstream and Buy to Let mortgage ranges for both New Business and Product Switching.

Fixed rate end dates unchanged. New product codes will be issued for all products.

New Business

Mainstream

- Selected fixed rates reduced by 0.05%

Buy to Let

- 5 Year fixed rates with zero fee reduced by 0.10%

Help to Buy

- 5 Year fixed rates reduced by 0.10%

 

Product Switch

 Mainstream

- Selected fixed rates reduced by 0.05%

Buy to Let

- 5 Year fixed rates with zero fee reduced by 0.10%

Product change

On Friday 07 June 2019 we will re-launch our Mainstream and Buy to Let mortgage ranges for both New Business and Product Switching.

Fixed rate end dates extended to end September. New product codes will be issued for all products. 

New Business

Mainstream

- 2 year fixed rate with £0 fee at 60%, 70% & 75% LTV reduced by 0.05%
- 5 year fixed rate with £0 fee at 70% & 75% LTV reduced by 0.05%
- 2 year fixed rate at 90% LTV with £299 fee increased by 0.05%
- 2 year fixed rate at 95% LTV with £0 fee increased by 0.10%

Buy to Let 

- 2 year fixed rates with £1,999 and £999 fee reduced by up to 0.15%
- 3 year fixed rates with £1,999 and £999 fee reduced by up to 0.10%
- 5 year fixed rates with £1,999 and £999 fee reduced by up to 0.15%

Help to Buy 

- New product codes only issued for all products

Product Switch

Mainstream

- 2 year fixed rate with £0 fee at 60%, 70% & 75% LTV reduced by 0.05%
- 5 year fixed rate with £0 fee at 70% & 75% LTV reduced by 0.05%

Buy to Let 

- 2 year fixed rates with £1,499 and £799 fee reduced by up to 0.10%
- 3 year fixed rates with £1,499 and £799 fee reduced by up to 0.05%
- 5 year fixed rates with £1,499 and £799 fee reduced by up to 0.10%

Product change

On Friday 10 May 2019 we will re-launch our Mainstream and Buy to Let mortgage ranges for both New Business and Product Switching.

Fixed rate end dates extended to end August. New product codes will be issued for all products.

New Business

Mainstream

- 3 & 5 year fixed rates with £1499 fee temporarily withdrawn.
- 2 year fixed rate at 60% LTV with zero fee increased by 0.05%
- 5 year fixed rate at 60% LTV with £999 fee increased by 0.05%
- Selected 3 year fixed rates reduced by up to 0.10%
- New product codes issued for all products
- End dates extended to end August

Buy to Let 

- Selected Buy to Let fixed rates at 60% & 65% LTV reduced by up to 0.10%
- New Product Codes issued for the entire range
- End dates extended to end August

Help to Buy 

- New product codes issued for all products
- End dates extended to end August

Product Switch

Mainstream

- Selected 3 year fixed rates at 60% LTV reduced by 0.05%
- New product codes issued for all products
- End dates extended to end August

Buy to Let 

- Selected fixed rates reduced by up to 0.10%
- New Product Codes issued for the entire range
- End dates extended to end August

Reset your Click password

If you have forgotten the password for your Click account, please click here to reset it.

A password reset instruction and verification email will be sent to your registered email address. If you do not receive the email within 30 mins, please contact the Broker Support Team on 0345 070 1999 Monday-Friday between 09:00-17:00 (Thursday 10:00-17:00).

Product change

On Friday 12 April 2019 we will re-launch our Mainstream and Buy to Let mortgage ranges for both New Business and Product Switching.

Fixed rate end dates remain unchanged. New product codes will be issued for all products.

New Business

Mainstream

- Selected fixed rate reductions of up to 0.10%

Buy to Let 

- Buy to Let fixed rates with zero fee at 60% LTV reduced by 0.05%

Help to Buy 

- Fixed rates with zero fee reduced by 0.05%

Product Switch

Mainstream

- 5 year fixed rates at 60% LTV reduced by 0.05%

Buy to Let 

- 2 year fixed rate with zero fee at 60% reduced by 0.05%

Product change

On Monday 01 April 2019 we will re-launch our Mainstream and Buy to Let mortgage ranges for both New Business and Product Switching.

Fixed rate end dates extended to end June. New product codes will be issued for all products.

New Business

Mainstream

- 2 year fixed rate products with zero fee and £299 fee reduced by 0.05%

- 3 year fixed rate products with zero fee reduced by 0.05%

- All 5 year fixed rate products reduced by 0.05%

- All 95% LTV fixed rate products reduced by up to 0.15%

Buy to Let 
- 2 and 5 year fixed rate products with zero fee between 65% & 75% reduced by 0.05%, excluding Premier products

Help to Buy 
- All products reduced by 0.05%

Product Switch

Mainstream

- All fixed rate products reduced by 0.05%

Buy to Let 
- No change

Product change

On Thursday 28 February 2019 we will re-launch our Mainstream and Buy to Let mortgage ranges for both New Business and Product Switching.

New Business

Mainstream

- All fixed rate products increased by 0.05%

Buy to Let 

- All Buy to Let fixed rate products increased by 0.05%, excluding Premier products

Help to Buy 

- All products increased by 0.05%

Product Switch

Mainstream

- No change

Buy to Let 

- No change

Product change

On Monday 18 February 2019 we will re-launch our Mainstream and Buy to Let mortgage ranges for both New Business and Product Switching.

Fixed rate end dates are extended to 31 May. New product codes will be issued for all products.

New Business

Mainstream

- 2 year fixed rates £999 fee 90% LTV increased by 0.05%

- 2 year fixed rates £0 fee 90% LTV increased by 0.10%

Buy to Let 

- 2 year fixed rates £0 fee 65%-75% LTV increased by 0.05%

- 5 year fixed rates £0 fee 65%-75% LTV increased by 0.05%

Help to Buy 

- No change

Product Switch

Mainstream

- 2 year fixed rates fee paying 90% LTV increased by 0.05%

- 2 year fixed rates £0 fee 90% LTV increased by 0.10%

Buy to Let 

- 2 year fixed rates £0 fee 65%-75% LTV increased by 0.05%

- 5 year fixed rates £0 fee 65%-75% LTV increased by 0.05%

Product change

On Monday 28 January 2019 we will re-launch our Mainstream and Buy to Let mortgage ranges for both New Business and Product Switching.

New product codes have been issued for all products to support system changes, however product rates, fees, fixed end dates and features remain unchanged.

Product Change - Friday 18th January

On Friday 18 January 2019 we will re-launch our Mainstream and Buy to Let mortgage ranges for both New Business and Product Switching.

Fixed rate end dates are extended to 30 April. New product codes will be issued for all products.

New Business

Mainstream

- Selected 2 & 5 year fixed rates at 60% and 90% LTV reduced by up to 0.10%

- 2, 3 & 5 year fixed rates at 95% LTV reduced by up to 0.10%

Help to Buy 

- End dates extended to 30 April and new product codes issued

Buy to Let 

- 5 year fixed rates at 60% LTV reduced by 0.10%

Product Switch

Mainstream

- Selected 2 & 5 year fixed rates at 60% and 90% LTV reduced by up to 0.10%

Buy to Let 

- 5 year fixed rates at 60% LTV reduced by 0.10%